UNINSURED AND UNDER-INSURED MOTORISTS
If you have been injured in a car accident with an uninsured or under-insured motorist, you may be entitled to a cash settlement for your pain and suffering, past and future medical expenses, lost past and future earnings and other damage items. However, if you are not represented by an attorney, the insurance company will not offer you the fair market value of your claim. You need strong legal representation on your side to make it a fair fight.
We are aggressive personal injury lawyers who represent injured victims for a contingent fee, which means that we only charge a fee if we win you a judgment, an arbitration award or a cash settlement. Call the Levinson Law Group at 1-866-643-HURT (4878) today for a free consultation.
Under California’s compulsory financial responsibility law, every driver or car owner must be financially responsible for any damage they cause. This financial responsibility requirement may be met with a cash deposit of $35,000 to the Department of Motor Vehicles, a certificate of self-insurance to owners of fleets of more than 25 vehicles, or a surety bond or insurance policy from a California licensed insurance company. The statutory minimum limits of liability insurance in California are:
- $5,000 Property Damage for any one accident
- $15,000 for death or injury of any one person, any one accident
- $30,000 for all persons in any one accident
Despite these requirements, the Insurance Research Council recently reported that approximately 22% of California drivers are uninsured. Nationwide, 14% of drivers are uninsured. That’s why it makes a lot of sense to carry uninsured and under-insured motorist insurance.
Uninsured motorist coverage protects you if you are involved in an accident with an uninsured motorist. Under-insured motorist coverage pays you for damage that exceeds the amount of liability coverage carried by the other driver, if that driver carries insufficient insurance. The law does not require uninsured or under-insured motorist coverage. However, if your policy includes this coverage, you can receive compensation for bodily injuries and property damage.
California’s Proposition 213, which became effective January 1, 1997, eliminates the right of uninsured motorists to sue for pain and suffering. They can only recover their economic losses such as medical bills, property damage and lost earnings.
Attorney Gordon Levinson used to work with North America’s largest insurance companies. Now he uses that insider knowledge and experience to represent personal injury victims against the big insurance companies. At the Levinson Law Group, our personal injury lawyers know how to maximize financial recoveries for auto accident victims, and we will fight to protect your rights.
It is critical to obtain representation from an experienced and well qualified personal injury attorney as soon as possible following a car accident. Your time is limited when it comes to making a claim, so it is vital to get a lawyer as soon as possible. At the Levinson Law Group, you can have the best legal representation on the market for no money down. We work on a contingent fee, and we offer a free consultation. We will fight hard to get you the justice you deserve. Call the Levinson Law Group at 1-866-643-HURT (4878) to schedule a free consultation today.
