Should I Talk to an Insurance Adjuster After a Car Accident?
Is an insurance adjuster calling you or visiting you demanding that you provide a recorded statement about your automobile accident? Are you trying to recover from painful, serious injuries while struggling to decide how to handle the aggressive insurance adjuster who wants to question you about the accident? If so, you need an experienced attorney who knows how to handle aggressive insurance adjusters to protect your rights.
The Levinson Law Group has an advantage that other Carlsbad personal injury law firms do not. Gordon R. Levinson used to represent the largest insurers in North America. Now he uses that knowledge and experience fighting for injured and aggrieved people against the big insurance companies. Put his experience and insider knowledge to work for you by calling our office at 1-866-643-HURT (4878) for a free consultation. We accept cases on a contingent fee. That means that if there is no recovery in your case you pay no fee. And in most cases, we even advance the costs.
“I was involved in a car accident and my insurance adjuster wants to speak with me. What do I need to do?”
Nothing positive can come from speaking with an insurance adjuster prior to consulting a personal injury attorney. When you are injured in an automobile accident, one of the first things that will happen is an insurance adjuster will contact you about the car accident. In many case, the insurance adjuster will begin by asking you questions that seem very innocent. Examples of the types of questions an insurance adjuster may ask include:
- “How are you doing?”
- “Are you having trouble taking care of yourself or need help bathing?”
- “Did you need to get someone to help with the housework or to take care of your children?”
- “Did you take your doctor’s advice and stay out of work or did you return to work early?”
- “Have you been involved a previous car accident or other accident?”
These types of questions seem completely innocent but they are intended to give the insurance adjuster valuable information he or she can use against you later in the claims process to lower the value of your claim. Most people hate to complain about their injuries or admit that they need help bathing or taking care of their children. We tend to lessen our suffering when we are talking to a complete stranger.
The insurance adjuster is counting on you being polite and remembering your upbringing where we do not whine or complain to a stranger. The insurance adjuster will say, “Well the victim said he was doing well, was not having problems taking care of his personal needs and was able to return to work earlier than the doctor advised so how can the victim now claim he is unable to work or is in severe pain?”
You DO NOT have to speak with an insurance adjuster!
You are not required to give a recorded or written statement to an insurance adjuster or sign a medical release. Your refusal to do so until you can meet with a car accident attorney will not prevent you from receiving compensation for your injuries. In fact, refusing to discuss the accident with an insurance adjuster until after you meet with an attorney may increase the amount of compensation you receive for your injuries.
Insurance adjusters are not bad people. They are not there to intentionally cause you harm; however, insurance adjusters play a very unique and important role in an automobile accident claim. Their job is to find as many ways to reduce or eliminate your claim to protect the profits of the insurance company. Insurance adjusters use recorded statement, signed medical releases and statements made by a victim prior to hiring an attorney to decrease the value of the claim.
Level the Playing Field
Insurance companies have teams of attorneys and adjusters working to decrease the amount of money that the company must pay on your claim. Level the playing field by hiring an experienced personal injury attorney to fight for your rights to a fair and just settlement or verdict for your injuries. Let The Levinson Law Group work for you to get the compensation you deserve from the negligent party who caused your injuries.